Fee Schedule & Disclosures

Truth in Savings Disclosures

Please click on a link below to view the disclosure for your account type:

Savings Account
Kasasa Checking Account
Christmas and Dream Club Account
Special Purpose Savings Account
High Yield Savings Account
Certificate of Deposit
Consumer Account
Business Account
IRA Account
US Patriot Act
Funds Availability
Privacy Policy (PDF)
Privacy Policy (Web based)
Debit MasterCard

Fees & Charges
Fees Applicable to all Accounts
Effective Date: 01/01/2023
Returned Deposit Item$15.00 per item
Account Research and Reconciliation Fee$15.00 per hour
Statement Copies$2.00 per page
Domestic Wire Transfer Fee*$20.00 per transfer
International Wire Transfer Fee*$50.00 per transfer
 Incoming Wire Fee $6.00 per wire
Dormant Account Fee*$5.00 per month
Non Sufficient Funds Fee (NSF)*$25.00 per item
Official Check (2nd and subsequent) or money order$3.00 per check
ACH Stop Payment Fee*$25.00 per item
Returned Mail(address correction requested)$2.00 per piece
Garnishment Processing Fee$35.00 per occurrence
Check Cashing Service Charge$5.00
Expedited Debit/ATM/Credit Card Fee$45.00
Replacement Card Fee$10.00
IRA Transfer to another Financial Institution$25.00 per IRA
 ProPay return item $15.00 per return
*Fee not applicable to IRA and Certificate Accounts


Checking Account Fees
Effective Date: 01/01/2023
Overdraft Transfer Fee$3.00 per transfer
Non Sufficient Funds Fee (NSF)

Our NSF/Overdraft Privilege Fee may be imposed for paying, or not paying, overdrafts you create by: check; in person (teller) withdrawal; ATM withdrawal; or other

$25.00 per item
Stop Payment Order (Check or ACH)$25.00 per item
Copy of Paid Check Fee$2.00 per copy
Check Printing FeeVaries depending on the style of check ordered.
Phone Transfer (staff assisted under $50.00)$1.00 per transfer
Business Checking (Excluding Organizational)$8.00 per month
Organizational Business Checking$4.00 per month
Business Account Statement Fee without eStatements$5.00 per month


High Yield Account Fees
Effective Date: 06/01/2018
Excessive Withdrawals (Over 4 per calendar month)$10.00 per item