Common Interests - January 2025
Credit Card Bills Stacking Up from the Holidays?
The holidays bring cheer and joy every year but once the New Year arrives, credit card statements can turn that mood around.
Let FFCU put you back in a great mood! Transfer your credit card balances to one of our VISA® Platinum or Platinum Preferred cards for some of the lowest credit card rates around! And yes, you can transfer multiple card balances to one card to help consolidate your payments!
Interest rates on our VISA® Credit Cards start at 8.90% and only have a 2% monthly balance repayment. Call us today at 800-332-0779 to get your application started!
Holiday Spending Cost an Arm and a Leg?
The holidays are an amazing time of year! You’re getting gifts for your friends and family, traveling to see loved ones, and enjoying the merriment of the season.
But now that it’s over, all that’s left are the bills…
That’s why we’re extending our Holiday Helper loan promotion!
Rates start at 6.90% APR* with repayment terms up to 24 months!
Offer ends January 31st!
*APR = Annual Percentage Rate. Quoted rates are the lowest available rates. Loan approval based on credit health, membership status, and other qualifications. Maximum loan amount of $3,000. 6.90% rates has maximum 12 month repayment terms. For longer repayment terms, interest rate adjusts accordingly.
Updated Newsletter Info
Starting in 2025, our quarterly newsletter, “Common Interests”, will be going exclusively digital. We will no longer send printed copies of the newsletter with your statements on a quarterly basis.
You will still be able to access the quarterly newsletter in online and mobile banking (under “eStatements”) and on our website at ff-cu.org!
Be An Olympian for a Day!
Have you ever wanted to ride a luge track like you see at the Winter Olympics? You can! Muskegon Luge (located at the Winter Sports Complex at Muskegon State Park) is open to the public on weekends throughout the winter months! Even better, FFCU Members get perks!
Stop into any FFCU branch and pick up “Buy One Get One Free” admission passes to the park and make your Olympic dreams come true!
82nd Annual Meeting
FFCU’s 82nd Annual Meeting will be held Wednesday, March 12th at 6pm at the Folkert Community HUB.
There are 2 positions up for re-election. The Nominating Committee has nominated Jim Porter and Denise Winebarger. Anyone wishing to be placed on the list of candidates for election may do so by petition. The deadline is February 14th, 2025. For more information, please visit: www.ff-cu.org/board-election.
What: Annual Meeting
When: Wednesday, March 12th @ 6pm
Where: Folkert Community Hub, 640 Seminole Rd., Muskegon, MI 49441
Light refreshments served
Are You Getting Rink Rewards?
Stop into any FFCU branch to get your own Muskegon Lumberjacks Debit Card!
Every month, FFCU and the Jacks will pick lucky winners to have a purchase made with their Lumberjacks debit card reimbursed!*
*Eligible purchases cannot exceed $25.00. Amount reimbursed equal to purchase amount. Must make 15 debit purchases in calendar month to qualify for reimbursement.
Upcoming Closings
FFCU will be closed for the following upcoming holidays:
Martin Luther King, Jr. Day - Monday, January 20th, 2025
Presidents’ Day - Monday, February 17th, 2025
Privacy Notice
Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information at www.ff-cu.org and click on "Privacy Policy."