Common Interests - July 2024
2024 Scholarship Winners!
The future is bright with these FFCU members and graduating seniors! This year, FFCU awarded scholarships to members that are graduating high school and exemplify “People Helping People.” The Scholarship Committee chose the following winners to receive a $500 scholarship to help with their educational pursuits!
Get Out to Enjoy Fun in the Sun this Summer!
Embark on your next summer escapade with ease as FFCU paves the way for your recreational pursuits. From sleek boats to rugged trailers, FFCU's loan options cater to diverse preferences and lifestyles. With hassle-free application processes and personalized assistance, securing your vessel for summer fun has never been simpler. We even offer terms up to 180 months*! Elevate your leisure time and create lasting memories with FFCU's financing solutions designed to fuel your summer adventures.
*Term limits subject to approval
Reminder for Business Account Members
This is a reminder to all business account members regarding the statement fee that will be implemented August 1st, 2024.
The paper statement fee will be $5 per account, per month. This decision has been prompted by increased costs associated with printing and mailing paper statements. This is only for business accounts.
To avoid the monthly fees, sign up for eStatements in home banking or call us at 800-332-0779.
Irish Fest turns 25!
September 12-15, 2024 @ Heritage Landing in Muskegon
The Michigan Irish Music Festival is celebrating their 25th anniversary this year! Returning favorites include Gaelic Storm, Aoife Scott, Seamus Kennedy, JigJam, Dave Curley & Colin Farrell, Shane Hennessy, and more!
Tickets are on sale now! FFCU members can get a DISCOUNTED WEEKEND PASS by using the discount code FFCUAPP.
Visit michiganirish.org for more information on the festival and to purchase tickets today!
Discount for FFCU Members!
FFCU Members can use the discount code FFCUAPP when purchasing weekend passes on michiganirish.org to save!
Let your VISA® Reward You!
If you have a VISA® Platinum Preferred card with FFCU, you can redeem your rewards points through the Scorecard system right on their website! Visit scorecardrewards.com to redeem your points!
To apply for a VISA® Platinum Preferred card and start earning points, head to ff-cu.org today!
Easy Tips to Build Your Credit Score
Building a strong credit score is essential for achieving financial stability and securing better interest rates on loans and credit cards. A good credit score can make a significant difference in your financial life, helping you get approved for mortgages, auto loans, and even rental applications. If you don't have any credit history yet, starting now is crucial, as a strong credit profile takes time to develop. Here are a few tips to help improve your score.
Pay Bills on Time
Your payment history accounts for 35% of your credit score. Set up automatic payments to help stay on track.
Keep Credit Balances Low
Aim for less than 30% of your limit on each credit card.
Avoid too many new accounts
Limit new accounts and focus on maintaining your existing accounts.
Check Your Credit Report
Obtain a free credit report from the three major bureaus.
Consider a Secured Credit Card
Family Financial Credit Union offers a secured VISA® credit card, which is an excellent way to build or rebuild your credit. With a minimum deposit as low as $300, this card helps you establish good spending habits and demonstrates responsible credit use to the credit bureaus. Secured cards are especially useful for those with no credit history or those looking to repair their credit.
By following these tips, you can steadily improve your credit score, opening up better financial opportunities in the future. If you have any questions, call us at 800-332-0779!
Upcoming Holiday Hours
FFCU will be closed in observance of the following holidays:
Thursday, June 4th - Independence Day
Monday, September 2nd - Labor Day