|FACTS||What does Family Financial Credit Union do with your information?|
|WHY?||Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.|
|WHAT?||The types of personal information We collect and share depend on the product or service You have with Us. This information can include:|
When You are no longer our member, we continue to share Your information as described in this notice.
|HOW?||All financial companies need to share members’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their members’ personal information; the reasons Family Financial Credit Union chooses to share; and whether You can limit this sharing.|
|Reasons We can share Your personal information||Does Family Financial Credit Union share?||Can You limit this sharing?|
|For Our everyday business purposes – such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus.||YES||NO|
|For Our marketing purposes – to offer Our products and services to You||YES||NO|
|For joint marketing with other financial companies||YES||NO|
|For Our affiliates’ everyday business purposes – information about Your transactions and experiences||NO||WE DON’T SHARE|
|For Our affiliates’ everyday purposes – information about Your creditworthiness||NO||WE DON’T SHARE|
|For Our affiliates to market to You||NO||WE DON’T SHARE|
|For nonaffiliates to market to You||NO||WE DON’T SHARE|
|QUESTIONS?||Call (231)733-4600 or go to www.ff-cu.org or write to Us at: 3575 Henry Street, Muskegon, MI 49441|
|Who we are|
|Who is providing this notice?||Family Financial Credit Union|
|What we do|
|How does Family Financial Credit Union protect my personal information?||To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
Our employees are trained in the importance of maintaining confidentiality and member privacy.
|How does Family Financial Credit Union collect my personal information?||We collect Your personal information, for example, when You:|
We also collect Your personal information from other companies.
|Why can’t I limit all sharing?||Federal law gives You the right to limit only|
State laws and individual companies may give You additional rights to limit sharing.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on the account.|
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies|
|Non-Affiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.|
|Joint marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to You.|