Does your little one have a savings account?  If not, begin saving for your child’s future today! Trying to find the best rates and types of accounts from different places can be time consuming and let’s be honest it takes way to long. Luckily for you, FFCU has some great options for your little ones. Whether it’s starting an account for them as a child or saving for their college fund we’re here to help!

Did you know that if your little one is 12 years or younger they qualify for our Earnie youth account? So what is it exactly? Well, for starters it’s a better way to earn interest on your child’s money and they learn how to save money early on.  In their Earnie youth savings they start earning .10% once they deposit as little as a penny into their account!

Looking to invest for their college but don’t know where to begin? Well take a look at our amazing CD’s (Certificate of Deposits)! Did you know that a 1 year CD has an interest rate of 1.20%!  We even have a CD Plus that you can add money too!

Still not convinced to open an account for your little one? We do offer different saving programs for them as well; such as, The Little Saver of the Game, Aprils Youth Month, a Halloween Costume Contest, and a Birthday Gift!

  • The Little Saver of the Game (Muskegon Lumberjacks)
    • This program runs from October to April
    • A winner is chosen every Monday, and they can be entered to win by depositing just $1 into their account!
      • So what do the winners get? Well…
        • Four tickets to the hockey game
        • An autographed mini hockey stick
        • A Photo with the game goalie
        • And a cash prize equal to the number of saves that night
      • Youth Month
        • A month we have dedicated to promoting saving early!
      • Halloween
        • During the month of October your little one can come show off their best costumes and win CASH into their account!
      • Birthdays
        • During the month of their birthday we send out a birthday card that they can bring in to redeem a gift for their birthday!

Think it’s time to open an account for your little one, stop into any branch location today!